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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,320 | $147,727+97.2% | $115,756+151.7% | $134,509+116.6% |
| Participation rate | 85.7% | 80.4%+5.3pp | 77.1%+8.6pp | 81.2%+4.5pp |
| Annual return | -11.89% | 73.96%-85.8pp | 143.14%-155.0pp | 418.13%-430.0pp |
| Employer contribution / active EE | $7,037 | $4,713+49.3% | $3,793+85.5% | $4,741+48.4% |
| Participant deferral / active EE | $16,556 | $7,563+118.9% | $6,254+164.7% | $6,400+158.7% |
| Admin fee / account holder | $694 | $14,571-95.2% | $8,124-91.5% | $11,427-93.9% |