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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,307 | $755,339-66.1% | $379,746-32.5% | $158,966+61.2% |
| Participation rate | 85.7% | 81.8%+4.0pp | 78.4%+7.3pp | 82.0%+3.8pp |
| Annual return | 11.63% | 53.41%-41.8pp | 34.90%-23.3pp | 302.95%-291.3pp |
| Employer contribution / active EE | $6,626 | $4,685+41.4% | $3,540+87.2% | $4,762+39.1% |
| Participant deferral / active EE | $15,466 | $7,938+94.8% | $6,024+156.7% | $5,983+158.5% |
| Admin fee / account holder | $768 | $14,482-94.7% | $7,927-90.3% | $11,250-93.2% |