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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,377 | $72,492+139.2% | $87,102+99.1% | $72,983+137.6% |
| Participation rate | 78.7% | 72.8%+5.9pp | 76.9%+1.9pp | 69.5%+9.2pp |
| Annual return | 14.46% | 24.46%-10.0pp | 28.19%-13.7pp | 81.01%-66.5pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,301 | $3,270-29.6% | $4,048-43.2% | $3,608-36.2% |
| Admin fee / account holder | $8,443 | $5,055+67.0% | $7,491+12.7% | $5,124+64.8% |