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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,467 | $67,602+100.4% | $82,312+64.6% | $70,126+93.2% |
| Participation rate | 93.5% | 72.8%+20.7pp | 76.9%+16.6pp | 69.5%+23.9pp |
| Annual return | 10.97% | 21.57%-10.6pp | 25.88%-14.9pp | 73.15%-62.2pp |
| Employer contribution / active EE | $9,570 | $1,755+445.3% | $2,428+294.1% | $2,343+308.5% |
| Participant deferral / active EE | $2,414 | $2,987-19.2% | $3,706-34.9% | $3,332-27.5% |
| Admin fee / account holder | $1,792 | $4,512-60.3% | $5,608-68.0% | $4,645-61.4% |