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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,401 | $105,856+127.1% | $90,161+166.6% | $147,585+62.9% |
| Participation rate | 23.1% | 79.7%-56.7pp | 76.9%-53.8pp | 82.8%-59.8pp |
| Annual return | 18.61% | 37.63%-19.0pp | 34.89%-16.3pp | 578.58%-560.0pp |
| Employer contribution / active EE | $2,525 | $4,126-38.8% | $3,318-23.9% | $4,876-48.2% |
| Participant deferral / active EE | $4,860 | $5,733-15.2% | $5,287-8.1% | $5,439-10.6% |
| Admin fee / account holder | $54,446 | $8,046+576.7% | $5,943+816.1% | $10,886+400.2% |