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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,400 | $96,558-42.6% | $80,977-31.6% | $273,972-79.8% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 1.44% | 15.14%-13.7pp | 17.11%-15.7pp | 41.46%-40.0pp |
| Employer contribution / active EE | $3,563 | $4,869-26.8% | $3,715-4.1% | $4,869-26.8% |
| Participant deferral / active EE | $4,183 | $6,598-36.6% | $5,696-26.6% | $5,287-20.9% |
| Admin fee / account holder | $366 | $7,493-95.1% | $5,517-93.4% | $10,133-96.4% |