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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,121 | $133,981-61.1% | $112,249-53.6% | $134,532-61.3% |
| Participation rate | 58.8% | 78.6%-19.7pp | 75.1%-16.2pp | 81.2%-22.4pp |
| Annual return | -17.60% | 47.16%-64.8pp | 27.48%-45.1pp | 418.27%-435.9pp |
| Employer contribution / active EE | $1,956 | $4,040-51.6% | $3,636-46.2% | $4,741-58.7% |
| Participant deferral / active EE | $4,218 | $5,292-20.3% | $4,729-10.8% | $6,401-34.1% |
| Admin fee / account holder | $731 | $7,492-90.2% | $6,412-88.6% | $11,429-93.6% |