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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,210 | $106,008-71.5% | $92,240-67.2% | $147,586-79.5% |
| Participation rate | 63.2% | 80.4%-17.3pp | 76.5%-13.3pp | 82.8%-19.7pp |
| Annual return | 19.64% | 50.05%-30.4pp | 176.29%-156.7pp | 578.59%-559.0pp |
| Employer contribution / active EE | $1,809 | $4,333-58.3% | $3,680-50.9% | $4,876-62.9% |
| Participant deferral / active EE | $3,174 | $4,478-29.1% | $3,897-18.5% | $5,439-41.6% |
| Admin fee / account holder | $1,908 | $6,333-69.9% | $5,194-63.3% | $10,886-82.5% |