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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,350 | $142,392-66.0% | $119,622-59.6% | $134,532-64.1% |
| Participation rate | 36.4% | 82.8%-46.5pp | 79.3%-42.9pp | 81.2%-44.9pp |
| Annual return | -16.39% | -12.46%-3.9pp | -14.98%-1.4pp | 418.27%-434.7pp |
| Employer contribution / active EE | $1,639 | $5,224-68.6% | $4,232-61.3% | $4,741-65.4% |
| Participant deferral / active EE | $3,043 | $6,467-52.9% | $5,601-45.7% | $6,401-52.5% |
| Admin fee / account holder | $40,410 | $13,593+197.3% | $10,328+291.3% | $11,429+253.6% |