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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,832 | $162,785-65.1% | $133,959-57.6% | $158,950-64.2% |
| Participation rate | 33.3% | 83.2%-49.9pp | 79.8%-46.5pp | 82.0%-48.6pp |
| Annual return | 17.78% | 41.94%-24.2pp | 45.09%-27.3pp | 302.91%-285.1pp |
| Employer contribution / active EE | $1,501 | $4,975-69.8% | $3,919-61.7% | $4,762-68.5% |
| Participant deferral / active EE | $3,235 | $5,910-45.3% | $5,047-35.9% | $5,983-45.9% |
| Admin fee / account holder | $688 | $11,738-94.1% | $8,928-92.3% | $11,248-93.9% |