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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,290 | $133,998-46.1% | $112,263-35.6% | $134,545-46.3% |
| Participation rate | 57.9% | 78.6%-20.7pp | 75.1%-17.2pp | 81.2%-23.3pp |
| Annual return | -19.10% | 47.17%-66.3pp | 27.49%-46.6pp | 418.37%-437.5pp |
| Employer contribution / active EE | $1,111 | $4,040-72.5% | $3,636-69.4% | $4,742-76.6% |
| Participant deferral / active EE | $2,798 | $5,292-47.1% | $4,729-40.8% | $6,401-56.3% |
| Admin fee / account holder | $709 | $7,493-90.5% | $6,410-88.9% | $11,431-93.8% |