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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,599 | $107,368-4.4% | $92,915+10.4% | $152,909-32.9% |
| Participation rate | 46.2% | 79.8%-33.6pp | 76.0%-29.9pp | 82.5%-36.3pp |
| Annual return | 18.92% | 145.64%-126.7pp | 109.45%-90.5pp | 345.46%-326.5pp |
| Employer contribution / active EE | $1,652 | $4,222-60.9% | $3,653-54.8% | $4,764-65.3% |
| Participant deferral / active EE | $3,133 | $4,848-35.4% | $4,238-26.1% | $5,851-46.5% |
| Admin fee / account holder | $4,168 | $7,082-41.1% | $5,796-28.1% | $11,601-64.1% |