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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,876 | $115,814+15.6% | $101,275+32.2% | $158,982-15.8% |
| Participation rate | 30.0% | 79.4%-49.4pp | 75.8%-45.8pp | 82.0%-52.0pp |
| Annual return | 13.04% | 56.16%-43.1pp | 46.48%-33.4pp | 302.99%-289.9pp |
| Employer contribution / active EE | $759 | $4,176-81.8% | $3,660-79.3% | $4,763-84.1% |
| Participant deferral / active EE | $2,211 | $4,958-55.4% | $4,371-49.4% | $5,983-63.0% |
| Admin fee / account holder | $31,820 | $7,249+339.0% | $5,948+435.0% | $11,252+182.8% |