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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,482 | $110,410-28.9% | $102,437-23.4% | $145,897-46.2% |
| Participation rate | 28.6% | 77.9%-49.4pp | 74.5%-45.9pp | 80.3%-51.7pp |
| Annual return | 11.50% | 24.85%-13.4pp | 24.95%-13.5pp | 552.29%-540.8pp |
| Employer contribution / active EE | $4,203 | $4,217-0.3% | $3,871+8.6% | $4,663-9.8% |
| Participant deferral / active EE | $3,439 | $5,622-38.8% | $5,060-32.0% | $6,689-48.6% |
| Admin fee / account holder | $72,522 | $9,745+644.2% | $8,388+764.6% | $13,390+441.6% |