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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,084 | $76,551-81.6% | $123,894-88.6% | $62,881-77.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 6.07% | 18.68%-12.6pp | 47.52%-41.5pp | 20.14%-14.1pp |
| Employer contribution / active EE | $4,386 | $2,882+52.2% | $4,617-5.0% | $2,281+92.3% |
| Participant deferral / active EE | $5,402 | $4,840+11.6% | $5,984-9.7% | $3,203+68.6% |
| Admin fee / account holder | $362 | $4,826-92.5% | $8,357-95.7% | $4,296-91.6% |