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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,191 | $127,386-85.7% | $115,037-84.2% | $125,388-85.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 4.16% | 31.28%-27.1pp | 26.14%-22.0pp | 282.24%-278.1pp |
| Employer contribution / active EE | $5,087 | $5,166-1.5% | $4,608+10.4% | $4,866+4.5% |
| Participant deferral / active EE | $5,238 | $6,423-18.4% | $6,026-13.1% | $5,352-2.1% |
| Admin fee / account holder | $4,244 | $9,516-55.4% | $8,175-48.1% | $9,541-55.5% |