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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $32,590 |
MMA SECURITIES LLC3 years Filed as: MMA SECURITIES, LLC Service code 15 · EIN 22-3570392 | Recordkeeping | $12,458 |
ADP BROKER-DEALER4+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,365 | $84,482-71.2% | $125,363-80.6% | $66,930-63.6% |
| Participation rate | 96.4% | 76.4%+20.0pp | 82.4%+14.1pp | 69.8%+26.6pp |
| Annual return | -18.81% | -8.49%-10.3pp | 572.15%-591.0pp | 1.57%-20.4pp |
| Employer contribution / active EE | $1,996 | $3,553-43.8% | $4,815-58.6% | $2,545-21.6% |
| Participant deferral / active EE | $5,393 | $6,782-20.5% | $7,447-27.6% | $4,238+27.3% |
| Admin fee / account holder | $215 | $685-68.7% | $10,005-97.9% | $593-63.9% |