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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $24,608 |
MMA SECURITIES LLC1 year Filed as: MMA SECURITIES, LLC Service code 15 · EIN 22-3570392 | Recordkeeping | $6,303 |
ADP BROKER-DEALER2+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,382 | $99,957-79.6% | $149,730-86.4% | $73,493-72.3% |
| Participation rate | 98.5% | 75.7%+22.8pp | 82.5%+16.1pp | 70.7%+27.9pp |
| Annual return | 19.04% | 53.87%-34.8pp | 276.70%-257.7pp | 28.51%-9.5pp |
| Employer contribution / active EE | $707 | $3,191-77.8% | $4,645-84.8% | $2,270-68.8% |
| Participant deferral / active EE | $5,506 | $6,073-9.3% | $6,843-19.5% | $3,740+47.2% |
| Admin fee / account holder | $188 | $551-65.8% | $9,310-98.0% | $513-63.3% |