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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,290 | $77,962+95.3% | $178,540-14.7% | $80,935+88.2% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 8.15% | 18.10%-9.9pp | 27.15%-19.0pp | 35.66%-27.5pp |
| Employer contribution / active EE | $15,085 | $2,280+561.6% | $3,953+281.6% | $2,757+447.2% |
| Participant deferral / active EE | $7,244 | $4,404+64.5% | $6,281+15.3% | $4,299+68.5% |
| Admin fee / account holder | $6,380 | $7,156-10.8% | $10,424-38.8% | $6,924-7.9% |