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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,838 | $70,684+76.6% | $169,397-26.3% | $75,177+66.1% |
| Participation rate | 100.0% | 64.8%+35.2pp | 77.2%+22.8pp | 67.2%+32.8pp |
| Annual return | 10.52% | 36.38%-25.9pp | 406.23%-395.7pp | 160.75%-150.2pp |
| Employer contribution / active EE | $7,934 | $2,211+258.9% | $4,013+97.7% | $2,671+197.0% |
| Participant deferral / active EE | $6,738 | $4,310+56.4% | $6,223+8.3% | $4,126+63.3% |
| Admin fee / account holder | $8,562 | $5,404+58.4% | $9,017-5.0% | $5,651+51.5% |