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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,009 | $56,054+115.9% | $171,082-29.3% | $62,881+92.4% |
| Participation rate | 100.0% | 62.9%+37.1pp | 76.7%+23.3pp | 69.3%+30.7pp |
| Annual return | 2.76% | 22.52%-19.8pp | 32.56%-29.8pp | 20.14%-17.4pp |
| Employer contribution / active EE | $7,279 | $1,731+320.5% | $4,002+81.9% | $2,281+219.1% |
| Participant deferral / active EE | $5,897 | $3,158+86.7% | $4,797+22.9% | $3,203+84.1% |
| Admin fee / account holder | $7,801 | $3,647+113.9% | $8,520-8.4% | $4,296+81.6% |