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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,553 | $172,111+58.4% | $150,298+81.3% | $137,256+98.6% |
| Participation rate | 84.6% | 81.7%+2.9pp | 77.8%+6.9pp | 80.0%+4.7pp |
| Annual return | 13.64% | 69.37%-55.7pp | 62.79%-49.1pp | 220.34%-206.7pp |
| Employer contribution / active EE | $12,906 | $4,636+178.4% | $4,154+210.7% | $4,156+210.5% |
| Participant deferral / active EE | $15,843 | $6,166+157.0% | $5,453+190.6% | $6,407+147.3% |
| Admin fee / account holder | $1,451 | $16,471-91.2% | $14,116-89.7% | $12,270-88.2% |