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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,870 | $82,314-54.0% | $68,808-45.0% | $134,532-71.9% |
| Participation rate | 92.3% | 75.1%+17.3pp | 69.0%+23.3pp | 81.2%+11.1pp |
| Annual return | -21.16% | -2.18%-19.0pp | -6.37%-14.8pp | 418.27%-439.4pp |
| Employer contribution / active EE | $2,433 | $3,301-26.3% | $2,656-8.4% | $4,741-48.7% |
| Participant deferral / active EE | $5,940 | $4,740+25.3% | $3,942+50.7% | $6,401-7.2% |
| Admin fee / account holder | $2,123 | $6,484-67.3% | $4,936-57.0% | $11,429-81.4% |