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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,741 | $85,790-24.5% | $67,313-3.8% | $135,379-52.2% |
| Participation rate | 8.3% | 76.5%-68.1pp | 69.1%-60.7pp | 82.6%-74.3pp |
| Annual return | -9.00% | -0.54%-8.5pp | -4.08%-4.9pp | 519.79%-528.8pp |
| Employer contribution / active EE | $2,376 | $3,487-31.9% | $2,566-7.4% | $4,779-50.3% |
| Participant deferral / active EE | $5,262 | $4,651+13.1% | $3,568+47.5% | $5,609-6.2% |
| Admin fee / account holder | $2,785 | $6,392-56.4% | $4,507-38.2% | $10,828-74.3% |