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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,263 | $185,312-40.5% | $161,489-31.7% | $154,746-28.7% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 21.14% | 103.84%-82.7pp | 89.72%-68.6pp | 172.34%-151.2pp |
| Employer contribution / active EE | $1,517 | $4,769-68.2% | $4,268-64.5% | $4,379-65.4% |
| Participant deferral / active EE | $7,532 | $6,350+18.6% | $5,630+33.8% | $6,730+11.9% |
| Admin fee / account holder | $1,191 | $18,654-93.6% | $16,006-92.6% | $14,365-91.7% |