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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,212 | $88,672-49.0% | $105,223-57.0% | $82,448-45.2% |
| Participation rate | 43.2% | 67.9%-24.7pp | 75.0%-31.8pp | 68.1%-24.8pp |
| Annual return | 14.14% | 30.86%-16.7pp | 180.65%-166.5pp | 41.64%-27.5pp |
| Employer contribution / active EE | $1,836 | $3,048-39.8% | $3,689-50.2% | $2,551-28.0% |
| Participant deferral / active EE | $3,546 | $4,036-12.1% | $5,072-30.1% | $4,139-14.3% |
| Admin fee / account holder | $2,091 | $7,146-70.7% | $8,859-76.4% | $7,234-71.1% |