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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,212 | $93,345-51.6% | $119,126-62.0% | $87,485-48.3% |
| Participation rate | 43.2% | 68.7%-25.5pp | 75.8%-32.5pp | 68.9%-25.7pp |
| Annual return | 14.14% | 19.08%-4.9pp | 282.11%-268.0pp | 26.06%-11.9pp |
| Employer contribution / active EE | $1,836 | $3,172-42.1% | $4,034-54.5% | $2,596-29.3% |
| Participant deferral / active EE | $3,546 | $4,099-13.5% | $5,318-33.3% | $4,274-17.0% |
| Admin fee / account holder | $2,091 | $8,039-74.0% | $10,693-80.4% | $7,775-73.1% |