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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,063 | $175,257+165.4% | $149,717+210.6% | $139,456+233.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.64% | 166.70%-152.1pp | 134.41%-119.8pp | 373.45%-358.8pp |
| Employer contribution / active EE | $12,114 | $5,477+121.2% | $4,820+151.3% | $4,753+154.9% |
| Participant deferral / active EE | $15,546 | $6,521+138.4% | $5,682+173.6% | $6,711+131.6% |
| Admin fee / account holder | $1,024 | $16,156-93.7% | $13,213-92.3% | $11,407-91.0% |