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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,412 | $180,462+115.8% | $154,111+152.7% | $135,379+187.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.51% | 888.17%-893.7pp | 735.18%-740.7pp | 519.79%-525.3pp |
| Employer contribution / active EE | $14,205 | $6,036+135.4% | $5,298+168.1% | $4,779+197.2% |
| Participant deferral / active EE | $14,319 | $5,806+146.6% | $5,081+181.8% | $5,609+155.3% |
| Admin fee / account holder | $54,767 | $16,145+239.2% | $13,411+308.4% | $10,828+405.8% |