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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,594 | $82,674-20.7% | $125,381-47.7% | $68,486-4.2% |
| Participation rate | 65.9% | 75.1%-9.2pp | 82.4%-16.5pp | 67.9%-2.0pp |
| Annual return | -18.87% | -5.97%-12.9pp | 572.31%-591.2pp | -7.85%-11.0pp |
| Employer contribution / active EE | $848 | $3,382-74.9% | $4,815-82.4% | $2,597-67.3% |
| Participant deferral / active EE | $5,108 | $6,111-16.4% | $7,448-31.4% | $4,028+26.8% |
| Admin fee / account holder | $1,590 | $6,277-74.7% | $10,007-84.1% | $5,404-70.6% |