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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,964 | $123,793-37.0% | $177,840-56.2% | $79,852-2.4% |
| Participation rate | 67.7% | 84.7%-16.9pp | 87.7%-20.0pp | 69.6%-1.9pp |
| Annual return | 20.75% | 22.82%-2.1pp | 48.32%-27.6pp | 31.72%-11.0pp |
| Employer contribution / active EE | $1,472 | $4,095-64.1% | $5,919-75.1% | $2,471-40.4% |
| Participant deferral / active EE | $5,696 | $5,956-4.4% | $7,714-26.2% | $3,740+52.3% |
| Admin fee / account holder | $1,657 | $7,243-77.1% | $12,431-86.7% | $5,306-68.8% |