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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,660 | $97,125-81.8% | $86,233-79.5% | $137,256-87.1% |
| Participation rate | 94.1% | 74.2%+19.9pp | 69.0%+25.1pp | 80.0%+14.2pp |
| Annual return | 11.17% | 74.19%-63.0pp | 61.39%-50.2pp | 220.34%-209.2pp |
| Employer contribution / active EE | $474 | $2,841-83.3% | $2,504-81.1% | $4,156-88.6% |
| Participant deferral / active EE | $1,923 | $5,180-62.9% | $4,559-57.8% | $6,407-70.0% |
| Admin fee / account holder | $764 | $9,725-92.1% | $8,342-90.8% | $12,270-93.8% |