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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,890 | $45,041+4.1% | $63,003-25.6% | $70,131-33.1% |
| Participation rate | 19.0% | 69.5%-50.6pp | 74.8%-55.8pp | 69.5%-50.6pp |
| Annual return | 17.78% | 18.76%-1.0pp | 87.59%-69.8pp | 73.14%-55.4pp |
| Employer contribution / active EE | $308 | $2,052-85.0% | $2,760-88.8% | $2,342-86.9% |
| Participant deferral / active EE | $909 | $2,465-63.1% | $3,329-72.7% | $3,332-72.7% |
| Admin fee / account holder | $0 | $2,836-100.0% | $3,600-100.0% | $4,645-100.0% |