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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,779 | $39,132+6.8% | $57,196-27.0% | $62,881-33.6% |
| Participation rate | 25.0% | 70.5%-45.5pp | 75.3%-50.3pp | 69.3%-44.3pp |
| Annual return | 4.52% | 9.24%-4.7pp | 14.59%-10.1pp | 20.14%-15.6pp |
| Employer contribution / active EE | $411 | $1,874-78.1% | $2,683-84.7% | $2,281-82.0% |
| Participant deferral / active EE | $738 | $2,374-68.9% | $3,096-76.2% | $3,203-77.0% |
| Admin fee / account holder | $282 | $2,594-89.1% | $3,141-91.0% | $4,296-93.4% |