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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,569 | $90,486-41.9% | $78,676-33.2% | $273,972-80.8% |
| Participation rate | 90.5% | 76.5%+14.0pp | 73.6%+16.9pp | 83.0%+7.5pp |
| Annual return | 14.12% | 75.62%-61.5pp | 62.19%-48.1pp | 41.46%-27.3pp |
| Employer contribution / active EE | $3,113 | $3,175-2.0% | $2,850+9.2% | $4,869-36.1% |
| Participant deferral / active EE | $4,980 | $3,901+27.6% | $3,517+41.6% | $5,287-5.8% |
| Admin fee / account holder | $8,926 | $5,263+69.6% | $4,510+97.9% | $10,133-11.9% |