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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,498 | $100,938+42.2% | $90,461+58.6% | $158,982-9.7% |
| Participation rate | 55.6% | 75.0%-19.5pp | 72.7%-17.1pp | 82.0%-26.4pp |
| Annual return | 24.46% | 1727.20%-1702.7pp | 1294.76%-1270.3pp | 302.99%-278.5pp |
| Employer contribution / active EE | $3,499 | $3,691-5.2% | $3,264+7.2% | $4,763-26.5% |
| Participant deferral / active EE | $8,883 | $4,350+104.2% | $3,964+124.1% | $5,983+48.5% |
| Admin fee / account holder | $3,270 | $6,510-49.8% | $5,617-41.8% | $11,252-70.9% |