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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,700 | $127,386-75.1% | $115,037-72.4% | $125,388-74.7% |
| Participation rate | 22.2% | 84.2%-61.9pp | 81.4%-59.1pp | 83.2%-61.0pp |
| Annual return | -0.47% | 31.28%-31.8pp | 26.14%-26.6pp | 282.24%-282.7pp |
| Employer contribution / active EE | $4,597 | $5,166-11.0% | $4,608-0.2% | $4,866-5.5% |
| Participant deferral / active EE | $6,137 | $6,423-4.5% | $6,026+1.8% | $5,352+14.7% |
| Admin fee / account holder | $13,347 | $9,516+40.3% | $8,175+63.3% | $9,541+39.9% |