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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,122 | $85,766-78.9% | $136,297-86.7% | $70,124-74.2% |
| Participation rate | 98.0% | 74.2%+23.8pp | 81.9%+16.1pp | 69.5%+28.5pp |
| Annual return | 22.87% | 31.45%-8.6pp | 5156.19%-5133.3pp | 73.14%-50.3pp |
| Employer contribution / active EE | $2,827 | $2,966-4.7% | $4,696-39.8% | $2,342+20.7% |
| Participant deferral / active EE | $5,323 | $5,051+5.4% | $6,247-14.8% | $3,332+59.8% |
| Admin fee / account holder | $394 | $5,420-92.7% | $9,244-95.7% | $4,645-91.5% |