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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,035 | $165,361-62.5% | $149,715-58.6% | $158,950-61.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 8.43% | 348.24%-339.8pp | 276.66%-268.2pp | 302.91%-294.5pp |
| Employer contribution / active EE | $4,347 | $5,103-14.8% | $4,645-6.4% | $4,762-8.7% |
| Participant deferral / active EE | $20,758 | $7,182+189.0% | $6,842+203.4% | $5,983+247.0% |
| Admin fee / account holder | $66,687 | $10,808+517.0% | $9,310+616.3% | $11,248+492.9% |