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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,539 | $138,072-47.5% | $123,549-41.3% | $135,382-46.4% |
| Participation rate | 62.5% | 84.7%-22.2pp | 82.3%-19.8pp | 82.6%-20.1pp |
| Annual return | -8.41% | 153.69%-162.1pp | 119.20%-127.6pp | 519.77%-528.2pp |
| Employer contribution / active EE | $1,224 | $5,152-76.2% | $4,628-73.6% | $4,779-74.4% |
| Participant deferral / active EE | $6,587 | $6,799-3.1% | $6,426+2.5% | $5,609+17.4% |
| Admin fee / account holder | $5 | $10,917-100.0% | $9,284-99.9% | $10,829-100.0% |