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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,289 | $181,896+12.3% | $156,551+30.5% | $273,972-25.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.77% | 30.74%-24.0pp | 32.23%-25.5pp | 41.46%-34.7pp |
| Employer contribution / active EE | $18,775 | $6,248+200.5% | $5,501+241.3% | $4,869+285.6% |
| Participant deferral / active EE | $15,225 | $5,550+174.3% | $4,871+212.6% | $5,287+188.0% |
| Admin fee / account holder | $428 | $15,560-97.2% | $13,028-96.7% | $10,133-95.8% |