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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,390 | $202,342+28.7% | $172,753+50.7% | $152,909+70.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.97% | 1029.88%-1008.9pp | 803.00%-782.0pp | 345.46%-324.5pp |
| Employer contribution / active EE | $13,180 | $5,857+125.0% | $5,144+156.2% | $4,764+176.7% |
| Participant deferral / active EE | $12,667 | $5,948+113.0% | $5,198+143.7% | $5,851+116.5% |
| Admin fee / account holder | $1,646 | $17,112-90.4% | $13,956-88.2% | $11,601-85.8% |