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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,233 | $108,882-55.7% | $96,754-50.1% | $154,746-68.8% |
| Participation rate | 83.3% | 75.1%+8.3pp | 70.3%+13.1pp | 80.7%+2.6pp |
| Annual return | 5.73% | 98.39%-92.7pp | 82.04%-76.3pp | 172.34%-166.6pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,679-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $1,950 | $5,323-63.4% | $4,758-59.0% | $6,730-71.0% |
| Admin fee / account holder | $1,241 | $10,200-87.8% | $8,905-86.1% | $14,365-91.4% |