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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,107 | $107,368-67.3% | $92,915-62.2% | $152,909-77.0% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | 4.91% | 145.64%-140.7pp | 109.45%-104.5pp | 345.46%-340.6pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,121 | $4,848-56.3% | $4,238-50.0% | $5,851-63.8% |
| Admin fee / account holder | $6,229 | $7,082-12.0% | $5,796+7.5% | $11,601-46.3% |