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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,827 | $106,008-79.4% | $92,240-76.3% | $147,586-85.2% |
| Participation rate | 83.3% | 80.4%+2.9pp | 76.5%+6.9pp | 82.8%+0.5pp |
| Annual return | 9.40% | 50.05%-40.6pp | 176.29%-166.9pp | 578.59%-569.2pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,160 | $4,478-74.1% | $3,897-70.2% | $5,439-78.7% |
| Admin fee / account holder | $4,557 | $6,333-28.0% | $5,194-12.3% | $10,886-58.1% |