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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,929 | $91,167+17.3% | $178,498-40.1% | $79,858+33.9% |
| Participation rate | 44.0% | 69.2%-25.2pp | 81.9%-37.9pp | 69.6%-25.6pp |
| Annual return | 14.39% | 24.19%-9.8pp | 151.09%-136.7pp | 31.72%-17.3pp |
| Employer contribution / active EE | $1,871 | $3,255-42.5% | $5,011-62.7% | $2,471-24.3% |
| Participant deferral / active EE | $9,828 | $3,236+203.7% | $5,202+88.9% | $3,740+162.8% |
| Admin fee / account holder | $4,317 | $6,747-36.0% | $13,985-69.1% | $5,306-18.6% |