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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,795 | $198,462-78.4% | $170,439-74.9% | $147,585-71.0% |
| Participation rate | 43.5% | 88.0%-44.5pp | 83.6%-40.1pp | 82.8%-39.4pp |
| Annual return | 15.26% | 257.30%-242.0pp | 205.94%-190.7pp | 578.58%-563.3pp |
| Employer contribution / active EE | $1,448 | $6,184-76.6% | $5,433-73.3% | $4,876-70.3% |
| Participant deferral / active EE | $8,087 | $5,629+43.7% | $4,939+63.7% | $5,439+48.7% |
| Admin fee / account holder | $9,346 | $16,852-44.5% | $13,881-32.7% | $10,886-14.1% |