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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,113 | $63,365-87.2% | $91,994-91.2% | $72,975-88.9% |
| Participation rate | 81.0% | 72.5%+8.4pp | 78.6%+2.3pp | 69.5%+11.5pp |
| Annual return | 35.28% | 35.35%-0.1pp | 69.04%-33.8pp | 81.01%-45.7pp |
| Employer contribution / active EE | $1,318 | $2,116-37.7% | $3,453-61.8% | $2,440-46.0% |
| Participant deferral / active EE | $2,807 | $4,883-42.5% | $5,924-52.6% | $3,608-22.2% |
| Admin fee / account holder | $820 | $4,670-82.4% | $7,744-89.4% | $5,124-84.0% |