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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,736 | $159,934+83.7% | $147,005+99.8% | $145,959+101.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 4.48% | 98.24%-93.8pp | 418.76%-414.3pp | 561.95%-557.5pp |
| Employer contribution / active EE | $3,248 | $5,287-38.6% | $4,934-34.2% | $4,661-30.3% |
| Participant deferral / active EE | $13,788 | $8,427+63.6% | $8,070+70.9% | $6,689+106.2% |
| Admin fee / account holder | $1,642 | $15,053-89.1% | $13,006-87.4% | $13,398-87.7% |