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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $65,424 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,776 | $110,483+52.8% | $145,433+16.1% | $79,634+111.9% |
| Participation rate | 97.0% | 71.1%+25.9pp | 82.1%+14.9pp | 62.5%+34.6pp |
| Annual return | 22.99% | 24.62%-1.6pp | 66.58%-43.6pp | 36.46%-13.5pp |
| Employer contribution / active EE | $7,606 | $4,053+87.7% | $4,554+67.0% | $2,529+200.7% |
| Participant deferral / active EE | $20,837 | $7,216+188.8% | $7,897+163.9% | $3,835+443.4% |
| Admin fee / account holder | $82 | $680-87.9% | $13,129-99.4% | $1,002-91.8% |