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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,656 | $168,636-17.2% | $147,618-5.4% | $125,388+11.4% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 5.13% | 77.65%-72.5pp | 61.98%-56.9pp | 282.24%-277.1pp |
| Employer contribution / active EE | -$362 | $6,252-105.8% | $5,565-106.5% | $4,866-107.4% |
| Participant deferral / active EE | $8,695 | $5,507+57.9% | $4,895+77.6% | $5,352+62.5% |
| Admin fee / account holder | $319 | $13,580-97.7% | $11,612-97.3% | $9,541-96.7% |